785-841-9538

Cleaning Business Insurance in Lawrence and Topeka KS

When you own a cleaning business, you do more than just clean. Special challenges abound, including the potential for liability or exposure in your business. Business insurance can be a little more complicated for cleaning companies than it is for other businesses because of increased liability exposure.

Cleaning Business Insurance Features

Business insurance can cover more than just equipment; it also can cover lost time due to mechanical failures, power outages, and other unforeseen difficulties that are out of your control. Consider also workers compensation insurance, should an employee be injured on the job.

Another area of potential liability is if you or one of your employees cause damage to a client’s property or other people. Most cleaning operations involve being on property belonging to your clients, so your employees face the risk of damaging client property or causing injury and being held liable for that damage. A wet floor, for example, could expose your firm to liability if someone falls and is injured as a result of your cleaning work.

Having an insurance agent who knows the ins and outs of business liability coverage is crucial for your peace of mind. Insurance rules also vary greatly between states, so you need an agent familiar with the geographic area you service to make sure you have the most appropriate cleaning business insurance. Consider, too, if you work in more than one state, how that will affect your insurance needs.

Call Stephens Chapin Insurance today to make sure you have suitable coverage for your cleaning business insurance needs. Ask about any additional liability coverage you might need. If you are a first-time customer looking for insurance, call our office to see how we can help cover your business for all the scenarios that could impact it.

Stephens Chapin Insurance

2711 W 6th St, Suite A

Lawrence, KS 66049

Main office: 785-841-9538
Fax: 785-865-0623

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 8:30 AM - 5:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

5 stars! Elizabeth Peters saved me so much $ on my Insurance and corrected errors that my former Insurance agent neglected!
Brenda S.
We have been customers of Stephens for the past 8 years. We have worked with Brandi Ogunnowo and send appreciation for her AMAZING service! Brandi has been friendly, fast and extremely helpful with understanding all of our policies and getting us the information we need. She is also very personable and compassionate when we've chatted with her about our personal lives. We are grateful to call her our Insurance professional and friend. We are very happy with our relationship with Stephens Insurance. Her customers think she is a great professional and person!
Jill and Eric
Bill Woody was able to save me money on my Medicare coverage and find me plan with lower out of pocket copays. Being on a fixed income, it is greatly appreciated that Stephens Insurance is working so hard to help provide seniors with all the Medicare information that we need.
Anna S.
Knowledgeable and professional service. I can always count on my agent to work for me. Stephens Insurance staff worked to help me settle my claim quick and fair. A++ service!
Tammy